As Chief Financial Officer, Ray’s primary responsibilities include the maintenance of Harbor’s financial books and records, financial statement production, filing of net capital FOCUS reports with FINRA, as well as the production of audited financial statements filed with the SEC, FINRA, and SIPC. He works closely with independent and regulatory auditors, as well as payroll and benefits providers. Ray is also a very visible part of the day-to-day management of the firm.
A 1993 graduate of James Madison University, Ray holds a Bachelor of Business Administration degree in Accounting. Ray brings 23 years of experience in managing many of the functional roles within the Private Client Wealth Management business at Alex Brown & Sons, Donaldson, Lufkin & Jenrette Securities and Credit Suisse Securities. Ray was one of the “original” employees when Harbor opened its doors in February 2010 and became CFO in November 2010. Ray maintains the Series 4, 7, 24, 27, 63 and 65 registrations with FINRA
Ray is a resident of Harford County, Maryland, enjoys reading, watching and playing sports, and is kept busy with various activities of his three children; a daughter and twin sons.